FDCPA

  • Oregon non-profit hospitals can’t send you to collections until they consider your financial status
    Similar to Washington State’s law on sending patients to collections without considering their financial situation, Oregon also has a law. Lets expore it through lawsuit Reiger v. St. Charles Health Sys., 2025 U.S. Dist. LEXIS 112863, 2025 LX 150536, 2025 WL 1676534. The court recounts how nonprofit hospitals require nonprofit hospitals to limit charges and…
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  • Federal judge spanks collection agency
    I ran across a great case I had to share Ladunskiy v. Anderson & Assocs. Credit Servs., LLC, 2025 U.S. Dist. LEXIS 116636, 2025 LX 106701 not just because the plaintiffs got justice against an abusive collection agency, but they recovered damages for the emotional stress the collection agency caused. The Ladunskiy complaint quickly sums…
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  • Uncovering the 5 Most Common FDCPA Violations: When Collection Agencies Cross the Line
    The Fair Debt Collection Practices Act (FDCPA) was created to protect consumers from unfair and abusive practices by debt collectors. Unfortunately, many collection agencies routinely violate these regulations, causing significant distress for individuals like you and me. Understanding these violations is vital because it can empower you to defend your rights and seek justice when…
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  • Debt collectors threatening to sue over time barred debit is a FDCPA violation
    Have you received a lawsuit or a threat to sue over a very old debt? So did Michael Kaiser. He purchased a car with the usual monthly payments but eventually could not keep up with the payments. The car was repo’ed and sold but he was upside down so the sale didn’t cover the loan…
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